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Family at a Beach

A NEW WAY TO RETIRE

A Tax-Free Retirement (TFRA) Solution

WELCOME TO BENEFITS TO GO

A Message from Our Owner

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CARMEN HORNBERGER

OWNER

I have over 17 years of experience in the financial services industry in tax-free retirement planning, individual and group insurance sales, advanced financial needs analysis, tax-free exit strategies for business owners, and structured settlements.

Throughout my career, I have consistently been recognized for outstanding achievements. Just recently, earning a shareholder position as Executive Director in May 2024, Six Figure Ring Earner in 2023 at Canada’s leading and largest IMO. Top Producer of the Month at Partners Life in 2021 and 2020. In 2019, I achieved the same recognition at One Life Financial, showcasing my dedication to delivering exceptional results.

My accolades extend beyond sales to include notable achievements such as the Legend of the Seas Winner for an Alaskan Cruise at National Agents Alliance in 2018, a Ruby Award at Combined Insurance in 2016, and the prestigious Triple Crown Winner title at Combined Insurance in 2015.

 

Even in the early stages of my career, I demonstrated excellence by being named Wells Fargo Employee of the Month in 2007.

Today, I’m driven by a passion for financial empowerment. I bring experience, a track record of success, and a commitment to helping individuals, families, and businesses understand tax-free wealth strategies.

I use a 3 Step TFRA process to help my clients build their self-confidence and successfully retire with up to $250,000 in tax-free income!

Smiling Friends

OUR UNIQUENESS

My company specializes in Tax Free Retirement plans for women. These plans are uniquely designed to provide 4 key benefits for a woman’s retirement:

Protection from unnecessary taxes

No market risk

Protection of ALL retirement income

Guaranteed to never outlive income

CUSTOMER TESTIMONIALS

A Reputation You Can Rely On

"Dear Carmen, Thank you for coming out to our home last year and presenting all the various policies to us. We are so happy we purchased the Critical Illness Policy. A few short months after getting the policy Shane was found to have a cancerous tumor on a kidney. Thank goodness the doctors were able to shrink the tumor. The $10k has really come in handy, especially in this trying time.


Thanks again!"

Shane and Lisa Seals

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CONTACT US

We would love to hear from you!  To get in touch, either fill out the form below, reach out to info@benefitstogo.net or call 1 (877) 271-9883

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