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Family at a Beach


A Tax-Free Retirement (TFRA) Solution


A Message from Our Owner




I took an early buyout in 2017 from a fortune 100 financial services firm located in STL. When I left I held several positions in IT, banking, and wealth management. 

I started Benefits To Go LLC because many women-owned businesses are treated differently when it comes to investments and 46% of working Americans have reported not understanding how their 401k works. As of 2021 there are approximately 12.3 million women-owned businesses in the US. Women are solely responsible for choosing and paying 100% of their own benefits and saving for their retirement plans. Many are confused and do not want to save all their earnings in a plan (IRA) that will take up to 36% of their money in taxes! 


My goal is to create 5000 tax free retirement plans for women each year so they won't have to be burdened with the fear a disability, getting sick, paying for college, or not taking a vacation.  I offer women fair competitive pricing on all the benefits they need to run their business and protect their personal retirement earnings. I want for every client to enjoy 15-30 years of tax free income !


Professional Awards

Six Figure Ring Earner 2023

Top 2 in Personal Investment Sales Experior Financial Group 2022

Top Producer of the Month Partners Life 2021

Top Producer of the Month Partners Life 2020

Top Producer of the Month One Life Financial 2019

Legend of the Seas Winner Alaskan Cruise National Agents Alliance 2018

Ruby Award Combined Insurance 2016

Triple Crown Winner Combined Insurance 2015

Wells Fargo Employee of the Month 2009

Smiling Friends


My company specializes in Tax Free Retirement plans for women. These plans are uniquely designed to provide 4 key benefits for a woman’s retirement:

Protection from unnecessary taxes

No market risk

Protection of ALL retirement income

Guaranteed to never outlive income


A Reputation You Can Rely On

"Dear Carmen, Thank you for coming out to our home last year and presenting all the various policies to us. We are so happy we purchased the Critical Illness Policy. A few short months after getting the policy Shane was found to have a cancerous tumor on a kidney. Thank goodness the doctors were able to shrink the tumor. The $10k has really come in handy, especially in this trying time.

Thanks again!"

Shane and Lisa Seals

Contact Us
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We would love to hear from you!  To get in touch, either fill out the form below, reach out to or call 1 (877) 271-9883

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