BTG BLOG

Why Overfunding a 401(k) for a Tax Write-Off Can Limit Your Future Income and Flexibility The Reality for Working Women I spoke with a woman last week she's 46 and has been working for the government for 23 years. She makes over $215,000 per year, owns a home and has 13 year old twins and she still needs write offs desperately. She thought it made sense to max out her 401k contributions to receive the deduction until I had her think about two things. Are taxes going up in th

I just got off the phone with one of my clients she’s 51 and Kirk her husband is 54. Both are taking care of their mothers in their home...

My first divorce was like a death it literally left me feeling angry, hurt, humiliated, devalued, depressed and isolated. I had a four...

What is a buy-sell agreement and why does your business, no matter how small need one? As my business grows I'm meeting more business...

I meet with allot of clients from all walks of life age 38-55. Some in corporate America some self employed both sides have expressed to...

Retirement is a major milestone in our lives, typically seen as a time for leisure and enjoyment after years of hard work. Yet the...

In today's rapidly changing financial landscape, ensuring your investments and retirement income remain secure is more crucial than ever....

When you’re in the midst of a divorce, you have to juggle so many things. The emotional toll is hard enough to manage along with the many...

Retirement is a milestone achievement, and it’s often a challenge to settle on the right time to leave the workforce. Many people even...

Passing family property down through the generations is a wonderful way to honor all the memories made in your home. Plus, your kids will...

More money means more spending power. When a promotion at work or a lucrative investment puts more money in your pocket, you’re naturally...

The rules that apply to required minimum distributions (RMDs) have changed over the last couple of years, and it’s possible they could...

What do you want to leave behind for your heirs? Thinking ahead can be a challenge, but you likely want to pass down an inheritance to...

Life insurance is not normally thought of as an investment in the sense that stocks or bonds are. Rather, life insurance is purchased...

Permanent life insurance, as a necessary part of the level premium approach to funding the death benefit, creates a reserve. Under a...

With the housing market in a frenzy right now, homes are selling 30% over the asking price. Makes you wonder why someone would pay...

There are two main reasons why Americans choose high deductible plans: they have been forced to by their employer and the premiums are...

Life insurance policies are one of the most valuable assets a person can own. They are also one of the most misunderstood, devalued, and...

Life insurance is not solely based on death, but many people buy life insurance only for the purpose of paying for a funeral. When...

Believe me, saving money tax free is always good. However, in a college saving plan, it may come back to bite you in the rear!...