When I started my company in 2019 I ran after a certain target market, high income earning females whose average salary was $125,000 plus per year. Why? Because they face the most financial liability. They are earning more each year so their tax bracket is rising which means they will pay more in taxes in retirement. Most people don't realize retirement plans were not designed with high-income professionals in mind. While 401(k)s and other qualified plans are useful, relying on them alone can...

Why Overfunding a 401(k) for a Tax Write-Off Can Limit Your Future Income and Flexibility The Reality for Working Women I spoke with a woman last week she's 46 and has been working for the government for 23 years. She makes over $215,000 per year, owns a home and has 13 year old twins and she still needs write offs desperately. She thought it made sense to max out her 401k contributions to receive the deduction until I had her think about two things. Are taxes going up in the future or down?...

I just got off the phone with one of my clients she’s 51 and Kirk her husband is 54. Both are taking care of their mothers in their home...